SMARTChoices Blog

August 2022

As young people approach adulthood and the responsibilities that come with it, personal finances and their management become increasingly important. Here are three essential tips to help younger members achieve your financial goals.

January 2023

Having input into the policies of your chosen financial institution is a wonderful thing. Since a credit union is actually a not-for-profit cooperative, owned by its members, it aims to provide members with the best terms possible for a range of financial products, such as car loans, business loans, mortgages and much more.

January 2023

Financial literacy is as important for children as it is for adults. In the same way that parents are advised to talk to their kids about “the birds and the bees,” it’s a good idea to set aside time to discuss money matters.

January 2023

Savings can mean the difference between surviving any financial challenge that comes along versus struggling and despairing. When you develop sound saving habits, you also give yourself the opportunity to have the life you’ve always wanted. Here are four strategies to make saving second nature:.

January 2023

Thinking of purchasing a new ride? There are several factors to consider before making a speedy decision. Here are a few steps to steer you in the right direction, if you want to be satisfied with your purchase for years to come.

January 2023

Businesses of all sizes need a documented plan to have clear direction. Although writing a business plan may seem daunting, it is an essential step in going from idea to a tangible entity. 

Here are the seven key components that need to be outlined in any business plan.

January 2023

Financial wellness is easier to sustain than you may realise. What's more, it frees your mind from worry, which in turn boosts your physical and mental health. 

 If you have sound financial health, it means that you have a reliable source of income, solid investments and savings, as well as regular expenses that are manageable. 

 Here are some tips to help you stay on track.

January 2023

The choices we make today have an impact on the planet, which we depend on for our survival. 

When individuals choose to live more sustainably, they minimise the negative effect their lifestyle has on the environment, improve their quality of life and preserve resources for future generations.

January 2023

Your home and its contents represent a huge investment, so making your house durable and disaster-resistant is of the utmost importance.

January 2024

Owning your first home is a big step and if you decide to buy rather than build, you might not know where to start. Rushing into a home purchase without following the right steps can have dire consequences. Here are the five key tips which will help you make sound choices:

January 2024

Tertiary education costs are skyrocketing, along with nearly everything else. The good news for parents is that planning ahead can help ensure the means to cover a child’s university expenses. Here are the key steps to prepare for a child’s university years:

January 2024

Collaboration can be powerful. Experienced entrepreneurs often talk about the opportunities that emerged while building mutually beneficial relationships. By setting clear goals for your networking, you can focus your efforts and make the most of your time and energy.